Qapital: Find Money Happiness

by Qapital, LLC


Finance

free



Save money with automatic savings, track your spending & stretch your money

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Your goals, our scientific approach to helping you take charge of your finances… it’s a winning combination that’s already helped more than 2 million people start their journey toward money happiness.Together with world-renowned behavioural scientist Dan Ariely, we’ve developed a smarter money app that helps you reach your financial goals without changing the way you live. The best part – our approach works just as well for couples as individuals.And because we know just how hard (and boring) it is to stick to saving and budgeting plans, Qapital’s checking, saving and investing tools do the heavy lifting for you – automatically. *****Qapital is built on the idea that money happiness is personal. That’s why Qapital puts your Goals front and center, then helps you plan your spending, saving and investing around them. And you don’t need to give up your existing bank account.1. Stop budgeting, start QapitalizingLet’s face it, traditional budgeting simply doesn’t work for most people. Life gets in the way, or we see something we suddenly can’t live without – we’ve all been there. Qapital replaces spreadsheets with scientifically designed money tools that help you take charge of your entire financial universe.2. Pay yourself first with Payday Divvy™The Qapital effect starts the moment you get paid – Payday Divvy automatically divides up your paycheck between short- and long-term goals, bills and discretionary spending (don’t worry, your money is always available to cover unforeseen expenses).3. Build successful money habits that lastBig picture in place, Qapital gets to work on the details. Spending Sweet Spot makes it easy to adjust your spending week by week while still helping you save automatically toward your Goals. And it all works by leveraging the habits you have – rather than expecting you to start new ones.Smarter checking: Our FDIC-insured checking account gives you instant access to savings balances, instant free transfers from savings Goals, a Visa® debit card that works with Google Pay, direct deposit with early access to your paycheck, and bill pay. All without any of the hidden fees regular banks saddle you with.Smarter spending: Our smart money manager will help you make sense of your weekly spending habits. Discover how you spend, and youll learn where to save.Smarter saving: Set your savings Goals then use our smart Rules to save toward them automatically. You can also customize your own Rules with our IFTTT integration (we have a few to get you started). All FDIC-insured up to $250,000.Smarter shared finances: Designed for the way couples manage money together today, Qapital Dream Team™ lets you save toward shared Goals and see one another’s transactions without giving up your individual accounts.Smarter investing: Qapital Invest is investing for people who like the idea of investing but don’t really know where to start. Set your Goals, pick a portfolio and a timeline, and then leave the nitty gritty to us. Smart.QAPITAL, QAPITAL INVEST and the QAPITAL and Q logos are registered trademarks of Qapital, LLC. Copyright © 2022 Qapital, LLC. All Rights Reserved. Qapital is not a bank. Banking services provided by Lincoln Savings Bank, Member FDIC and other partner banks. Qapital Visa® Debit Card issued by Lincoln Savings Bank, Member FDIC.Qapital Invest LLC (“Qapital Invest”) is an SEC Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice. Investing involves risk; you may lose money, including loss of principal. Brokerage services provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured but protected by SIPC.Besides squashing a few bugs, weve been working on cool features were going to tell you all about very soon.

Read trusted reviews from application customers

Used to be great. But now I can't link my bank at all. It keeps cycling around after I enter my info back to the start

Thor Senpai

Not useful and uninstalled.

Daylite in Tally

One of my favorite apps! I have told so many of my friends and we are all saving now

Kandra Sinz

I loved this app until I had to get a new phone number. That is where my nightmare with Capital started. They refused to take any form of ID other than my driver's license..emailed to them...over an unsecured server. I was appalled and tried to find any other way to verify my account was mine. The only option they gave me was to cancel my account and start a new one. Customer service was not only not helpful, they were rude, condescending and completely unwilling to do anything to help.

Kahli Barnes

I love the app

Javana J

I set the goal, and it saves the money for me. Set and forget. Love it.

natasha diaz

Was a good app but Everytime my money get withdraw for me to save, it never shows up in the app. Like it took 10 dollars from my bank and I never saw it ever again!!!!!

Joel Santos

I can't judge this app, since I still cannot connect to it. Keeps showing an error message whenever and however i enter my phone number. It doesnt match the allowed country codes it says -_- well i am Tunisian and I know my country's code Tried +216 or 00216, nothing still.

Aly Mhenni

Is very good I like that

Mohammed Hameed

Great way to save!

Ladi Dy